Not many people want to think about life insurance but it could be the single most important insurance coverage you can purchase. Your car or home can easily be repaired or replaced but your family may not be able to live without your income. They may be forced to sell their home and move to a less desirable area or not have the means to have the opportunity to send your kids to college.
Life Insurance can ensure that your family will be taken care of in the event of your death. Because life insurance rates have dropped sharply in the last few years it's now more affordable than ever to get a policy.
There are also more choices available when it comes to Life Insurance. You can buy the traditional "Whole Life" policy or shop for a term policy that meets your exact needs. That means you can pick the exact number of years you want to be covered for. A brand new product called Return of Premium Term policy gives you back your premium dollars paid when the policy expires.
Call us today to discuss your options. 1-800-925-6564
Allen & Allen Insurance Agency, INC. 801 Franklin Ave. Franklin Lakes, NJ 07417